USDC has a Rug Risk Score of 5 (LOW risk), making it one of the safest stablecoins available. Its verified contract, strong liquidity, and long track record support its safety for investors.

Is USDC a scam or rug pull?

No, USDC is not a scam or rug pull. It is a regulated stablecoin issued by Circle, a trusted financial technology company, with a transparent reserve system.

What is USDC's Rug Risk Score?

USDC's Rug Risk Score is 5, indicating a LOW risk level. This score reflects its verified contract, long token age, high liquidity, and strong market presence.

Should I invest in USDC?

USDC is designed as a stablecoin, not an investment asset, so it won't generate significant returns. However, it is a safe choice for preserving value or facilitating transactions. This is data analysis only, not financial advice.

How does StableHub score USDC?

StableHub scores USDC based on five signals: contract verification, token age, liquidity, market presence, and holder concentration. USDC excels in all these areas, resulting in a LOW risk score.

Is USDC (USDC) Safe? — StableHub Rug Risk Score

LOW RISK ETHEREUM USDC

5 /100

Rug Risk Score — lower = safer

Last updated: 16 Jul 2026 UTC · Data: CoinGecko, Etherscan

Quick Answer

This token has a Rug Risk Score of 5, placing it at a LOW risk level. USDC is a well-established stablecoin with a verified contract, strong liquidity, and a market cap exceeding $73 billion. It has been around for over 8 years, which means it has stood the test of time and regulatory scrutiny. The token is listed on multiple major exchanges, ensuring accessibility and transparency. While the top holder owns 27.44% of the supply, this is typical for stablecoins due to centralized issuance. For a beginner, USDC is one of the safest stablecoins to use for transactions or as a stable store of value.

This is data analysis only — not financial advice.

Important Disclaimer

StableHub analyses publicly available blockchain data. This is not financial advice. A lower risk score does not mean safe to buy. Always do your own research before making any investment decision. Full disclaimer →

Risk Signal Breakdown

Signal	Value	Assessment	Threshold
Token Age	2,903 days	✓PASS	<90d = warn · <7d = fail
Liquidity	$11,803,185,231	✓PASS	<$50k = fail · <$500k = warn
Holder Concentration	Top 3: 27.4%	✓PASS	>50% = fail · >30% = warn
Contract Verified	Yes	✓PASS	Unverified contracts hide code
Exchange Listings	Multiple major exchanges	⚠WARN	DEX-only = warn; no listing = fail
Contract Address	0xa0b86991c6218b36c1d19d4a2e9eb0ce3606eb48

Risk Flags

Frequently Asked Questions

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Related on StableHub

Last Updated

16 Jul 2026 UTC

Current Price

$0.999837

Market Cap

$73.08B

Contract

										0xa0b86991c6218b36c1d19d4a2e9eb0ce3606eb48
									

DISCLAIMER

This is data analysis only. Not financial advice. StableHub analyses publicly available blockchain data. A lower risk score does not mean safe to buy. Always do your own research before making any investment decision. Full disclaimer →

StableHub Rug Risk Score

USDC USDC

5 /100

LOW RISK

Scored using Rug Risk Score v1.0 →

Risk Levels

LOW 0–30

MEDIUM 31–60

HIGH 61–85

CRITICAL 86–100