XLM has a Rug Risk Score of 75 (HIGH) due to an unverified contract address, despite its strong market presence. While it’s listed on major exchanges, the lack of verification means investors should proceed with caution.

Is XLM a scam or rug pull?

XLM is not a confirmed scam, but the unverified contract address introduces risks. Established tokens rarely have unverified contracts, so this is a red flag worth investigating further.

What is XLM's Rug Risk Score?

XLM’s Rug Risk Score is 75, categorized as HIGH risk. The score reflects concerns about the unverified contract and missing holder data, despite its long market history.

Should I invest in XLM?

Given its HIGH risk score, consider researching the project thoroughly before investing. The unverified contract is a major concern, and beginners should avoid assets with unclear technical foundations. This is data analysis only, not financial advice.

How does StableHub score XLM?

StableHub scores XLM based on five signals: contract verification, token age, liquidity, exchange listings, and holder concentration. The unverified contract and missing holder data are the primary drivers of this HIGH risk score.

Is Stellar (XLM) Safe? — StableHub Rug Risk Score

HIGH RISK ETHEREUM XLM

75 /100

Rug Risk Score — lower = safer

Last updated: 25 Jul 2026 UTC · Data: CoinGecko, Etherscan

Quick Answer

This token has a Rug Risk Score of 75, placing it in the HIGH risk category. While Stellar (XLM) is a well-established cryptocurrency with a market cap over $6 billion and listings on major exchanges, the unverified contract address on Ethereum raises significant concerns. The token’s age of over 12 years suggests stability, but the lack of contract verification means investors cannot independently confirm its authenticity or security. Additionally, the absence of top holder percentage data further obscures potential risks like whale concentration. For a beginner, this means extra caution is needed before investing, as unverified contracts can hide malicious code or mismanagement.

This is data analysis only — not financial advice.

Important Disclaimer

StableHub analyses publicly available blockchain data. This is not financial advice. A lower risk score does not mean safe to buy. Always do your own research before making any investment decision. Full disclaimer →

Risk Signal Breakdown

Signal	Value	Assessment	Threshold
Token Age	4,377 days	✓PASS	<90d = warn · <7d = fail
Liquidity	$145,848,506	✓PASS	<$50k = fail · <$500k = warn
Holder Concentration	Data unavailable	–N/A	>50% = fail · >30% = warn
Contract Verified	No	✕FAIL	Unverified contracts hide code
Exchange Listings	Multiple major exchanges	⚠WARN	DEX-only = warn; no listing = fail

Risk Flags

! Unverified contract address
! No top holder percentage data

Frequently Asked Questions

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Related on StableHub

StableHub Rug Risk Score

Stellar XLM

75 /100

HIGH RISK

Scored using Rug Risk Score v1.0 →

Risk Levels

LOW 0–30

MEDIUM 31–60

HIGH 61–85

CRITICAL 86–100