Is PYUSD safe to buy?

PYUSD has a low Rug Risk Score of 15, indicating minimal risk concerns. It is a regulated stablecoin backed by PayPal, with a verified contract and strong liquidity. This makes it one of the safer stablecoin options for beginners.

Is PYUSD a scam or rug pull?

No, PYUSD is not a scam or rug pull. It is a legitimate stablecoin issued by PayPal, with a verified contract and no concerning red flags in its tokenomics or distribution.

What is PYUSD's Rug Risk Score?

PYUSD's Rug Risk Score is 15, placing it in the LOW risk category. This score reflects its verified contract, long token age, and strong backing by a trusted entity like PayPal.

Should I invest in PYUSD?

PYUSD is a stablecoin designed for stability rather than growth, so it’s a safer option if you want to avoid volatility. However, stablecoins typically offer minimal returns. This is data analysis only, not financial advice.

How does StableHub score PYUSD?

StableHub scores PYUSD based on five key signals: contract verification, token age, liquidity, exchange listings, and holder concentration. PYUSD scores well in all categories except holder concentration, which is normal for stablecoins.

Is PayPal USD (PYUSD) Safe? — StableHub Rug Risk Score

LOW RISK ETHEREUM PYUSD

15 /100

Rug Risk Score — lower = safer

Last updated: 25 Jul 2026 UTC · Data: CoinGecko, Etherscan

Quick Answer

This token has a Rug Risk Score of 15, placing it in the LOW risk category. PayPal USD (PYUSD) is a stablecoin backed by PayPal, one of the most trusted names in digital payments, which immediately reduces risk concerns. The contract is verified on Ethereum, a well-established blockchain, and the token has been around for over 3 years, giving it a long track record. While 83.75% of the supply is held by the top holder, this is typical for stablecoins where a single entity (like PayPal) manages reserves, and it doesn’t indicate a rug pull risk. The token is listed on multiple major exchanges, ensuring strong liquidity and accessibility. For a beginner investor, this means PYUSD is a relatively safe choice among stablecoins, though always research further before investing.

This is data analysis only — not financial advice.

Important Disclaimer

StableHub analyses publicly available blockchain data. This is not financial advice. A lower risk score does not mean safe to buy. Always do your own research before making any investment decision. Full disclaimer →

Risk Signal Breakdown

Signal	Value	Assessment	Threshold
Token Age	1,355 days	✓PASS	<90d = warn · <7d = fail
Liquidity	$167,061,587	✓PASS	<$50k = fail · <$500k = warn
Holder Concentration	Top 3: 83.8%	✕FAIL	>50% = fail · >30% = warn
Contract Verified	Yes	✓PASS	Unverified contracts hide code
Exchange Listings	Multiple major exchanges	⚠WARN	DEX-only = warn; no listing = fail
Contract Address	0x6c3ea9036406852006290770bedfcaba0e23a0e8

Risk Flags

Frequently Asked Questions

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Related on StableHub

Last Updated

25 Jul 2026 UTC

Current Price

$0.999818

Market Cap

$2.68B

Contract

										0x6c3ea9036406852006290770bedfcaba0e23a0e8
									

DISCLAIMER

This is data analysis only. Not financial advice. StableHub analyses publicly available blockchain data. A lower risk score does not mean safe to buy. Always do your own research before making any investment decision. Full disclaimer →

StableHub Rug Risk Score

PayPal USD PYUSD

15 /100

LOW RISK

Scored using Rug Risk Score v1.0 →

Risk Levels

LOW 0–30

MEDIUM 31–60

HIGH 61–85

CRITICAL 86–100