USDY has a low Rug Risk Score of 25, indicating it is relatively safe. The contract is verified, and the token has been around for years, but be aware of its high top holder concentration and low liquidity.

Is USDY a scam or rug pull?

No signs of a rug pull were found, but the extreme top holder concentration (95.75%) is a concern. Always research further before investing.

What is USDY's Rug Risk Score?

USDY's Rug Risk Score is 25, placing it in the LOW risk category due to its verified contract, long token age, and major exchange listings.

Should I invest in USDY?

USDY appears safe based on its low risk score, but the high top holder concentration and low liquidity are risks to consider. This is data analysis only, not financial advice.

How does StableHub score USDY?

StableHub scores USDY based on five signals: contract verification, token age, exchange listings, top holder concentration, and liquidity. USDY scores well on most but flags high top holder concentration and low liquidity.

Is Ondo US Dollar Yield (USDY) Safe? — StableHub Rug Risk Score

LOW RISK ETHEREUM USDY

25 /100

Rug Risk Score — lower = safer

Last updated: 16 Jul 2026 UTC · Data: CoinGecko, Etherscan

Quick Answer

This token has a Rug Risk Score of 25, placing it in the LOW risk category. The contract is verified, the token has been around for over 3 years, and it is listed on multiple major exchanges, which are all positive signs for safety. However, the top holder controls 95.75% of the supply, which is unusually high and could indicate centralization risks. Additionally, the liquidity is relatively low compared to the market cap, meaning large trades could impact the price significantly. For a beginner, this token appears safe but investors should be cautious about the concentration risk and low liquidity.

This is data analysis only — not financial advice.

Important Disclaimer

StableHub analyses publicly available blockchain data. This is not financial advice. A lower risk score does not mean safe to buy. Always do your own research before making any investment decision. Full disclaimer →

Risk Signal Breakdown

Signal	Value	Assessment	Threshold
Token Age	1,100 days	✓PASS	<90d = warn · <7d = fail
Liquidity	$1,134,014	✓PASS	<$50k = fail · <$500k = warn
Holder Concentration	Top 3: 95.8%	✕FAIL	>50% = fail · >30% = warn
Contract Verified	Yes	✓PASS	Unverified contracts hide code
Exchange Listings	Multiple major exchanges	⚠WARN	DEX-only = warn; no listing = fail
Contract Address	0x96f6ef951840721adbf46ac996b59e0235cb985c

Risk Flags

! High top holder concentration (95.75%)
! Low liquidity relative to market cap

Frequently Asked Questions

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Related on StableHub

Last Updated

16 Jul 2026 UTC

Current Price

$1.14

Market Cap

$2.16B

Contract

										0x96f6ef951840721adbf46ac996b59e0235cb985c
									

DISCLAIMER

This is data analysis only. Not financial advice. StableHub analyses publicly available blockchain data. A lower risk score does not mean safe to buy. Always do your own research before making any investment decision. Full disclaimer →

StableHub Rug Risk Score

Ondo US Dollar Yield USDY

25 /100

LOW RISK

Scored using Rug Risk Score v1.0 →

Risk Levels

LOW 0–30

MEDIUM 31–60

HIGH 61–85

CRITICAL 86–100