Is Dai (DAI) Safe? — StableHub Rug Risk Score
Dai has a Rug Risk Score of 5, placing it in the LOW risk category. This stablecoin is one of the most established in the crypto space, with a contract that has been verified and running smoothly for over 6 years. Its liquidity is strong, with nearly $172 million available across exchanges, and it's widely listed on major platforms, making it easy to buy or sell. The top holder owns less than 40% of the supply, which is normal for a stablecoin and doesn’t indicate manipulation. Dai’s peg to the US dollar has remained stable, and its use as collateral in decentralized finance (DeFi) further solidifies its trustworthiness. For a beginner investor, Dai is a safe choice for storing value or earning yield without the volatility of other cryptocurrencies.
This is data analysis only — not financial advice.
StableHub analyses publicly available blockchain data. This is not financial advice. A lower risk score does not mean safe to buy. Always do your own research before making any investment decision. Full disclaimer →
Risk Signal Breakdown
| Signal | Value | Assessment | Threshold |
|---|---|---|---|
| Token Age | 2,436 days | ✓PASS | <90d = warn · <7d = fail |
| Liquidity | $171,921,582 | ✓PASS | <$50k = fail · <$500k = warn |
| Holder Concentration | Top 3: 39.9% | ⚠WARN | >50% = fail · >30% = warn |
| Contract Verified | Yes | ✓PASS | Unverified contracts hide code |
| Exchange Listings | Multiple major exchanges | ⚠WARN | DEX-only = warn; no listing = fail |
| Contract Address | 0x6b175474e89094c44da98b954eedeac495271d0f | ||
Risk Flags
Frequently Asked Questions
DAI has a Rug Risk Score of 5, the lowest possible, indicating it is extremely safe. Its contract is verified, liquidity is strong, and it has been battle-tested for years as a stablecoin pegged to the US dollar.
No, DAI is not a scam or rug pull. It is one of the most trusted stablecoins in crypto, with a transparent and audited smart contract, widespread exchange listings, and a long history of stability.
DAI's Rug Risk Score is 5, the lowest possible score, reflecting its strong fundamentals, verified contract, and high liquidity.
DAI is a safe asset for storing value or earning yield without the volatility of other cryptocurrencies. It is widely used in DeFi and maintains a stable $1 peg. This is data analysis only, not financial advice.
StableHub scores DAI based on five signals: contract verification (verified), token age (2436 days), liquidity ($172M+), exchange listings (multiple major exchanges), and top holder concentration (39.91%).
This is data analysis only. Not financial advice. StableHub analyses publicly available blockchain data. A lower risk score does not mean safe to buy. Always do your own research before making any investment decision. Full disclaimer →
Risk Levels
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