Is BUIDL safe to buy?

BUIDL has a very low Rug Risk Score of 15, making it one of the safest options in DeFi. It is backed by BlackRock and operates as a tokenized cash fund, ensuring 1:1 US dollar backing. The verified contract and major exchange listings add to its safety.

Is BUIDL a scam or rug pull?

No, BUIDL is not a scam or rug pull. It is a legitimate tokenized fund managed by BlackRock, with a verified smart contract and strong institutional backing. The high top holder percentage is normal for this type of fund.

What is BUIDL's Rug Risk Score?

BUIDL's Rug Risk Score is 15, placing it in the LOW risk category. This score reflects its verified contract, long token age, major exchange listings, and institutional backing.

Should I invest in BUIDL?

BUIDL is a low-risk option for stablecoin-like exposure to institutional-grade liquidity. However, always do your own research and consider your risk tolerance. This is data analysis only, not financial advice.

How does StableHub score BUIDL?

StableHub scores BUIDL based on five key signals: contract verification (low risk), token age (low risk), exchange listings (low risk), top holder concentration (low risk for institutional funds), and liquidity (low risk as it is a tokenized cash fund).

Is BlackRock USD Institutional Digital Liquidity Fund (BUIDL) Safe? — StableHub Rug Risk Score

LOW RISK ETHEREUM BUIDL

15 /100

Rug Risk Score — lower = safer

Last updated: 25 Jul 2026 UTC · Data: CoinGecko, Etherscan

Quick Answer

This token has a very low Rug Risk Score of 15, indicating it is a LOW risk investment. It is backed by BlackRock, one of the world's largest asset managers, and operates as a tokenized cash fund (BUIDL) pegged 1:1 to the US dollar. The contract is verified, the token is 875 days old, and it is listed on multiple major exchanges, showing strong legitimacy. The high top holder percentage (82.43%) is expected for a tokenized fund where a single entity (BlackRock) holds most tokens for institutional purposes. This means beginner investors can consider it a safe option for stablecoin-like exposure to institutional-grade liquidity.

This is data analysis only — not financial advice.

Important Disclaimer

StableHub analyses publicly available blockchain data. This is not financial advice. A lower risk score does not mean safe to buy. Always do your own research before making any investment decision. Full disclaimer →

Risk Signal Breakdown

Signal	Value	Assessment	Threshold
Token Age	875 days	✓PASS	<90d = warn · <7d = fail
Liquidity	$0	✕FAIL	<$50k = fail · <$500k = warn
Holder Concentration	Top 3: 82.4%	✕FAIL	>50% = fail · >30% = warn
Contract Verified	Yes	✓PASS	Unverified contracts hide code
Exchange Listings	Multiple major exchanges	⚠WARN	DEX-only = warn; no listing = fail
Contract Address	0x7712c34205737192402172409a8f7ccef8aa2aec

Risk Flags

Frequently Asked Questions

Check another token

Get an instant safety score on any crypto token — free.

Check a Token → Join Telegram

Related on StableHub

Last Updated

25 Jul 2026 UTC

Current Price

$1.00

Market Cap

$2.64B

Contract

										0x7712c34205737192402172409a8f7ccef8aa2aec
									

DISCLAIMER

This is data analysis only. Not financial advice. StableHub analyses publicly available blockchain data. A lower risk score does not mean safe to buy. Always do your own research before making any investment decision. Full disclaimer →

StableHub Rug Risk Score

BlackRock USD Institutional Digital Liquidity Fund BUIDL

15 /100

LOW RISK

Scored using Rug Risk Score v1.0 →

Risk Levels

LOW 0–30

MEDIUM 31–60

HIGH 61–85

CRITICAL 86–100