Is BUIDL safe to buy?

BUIDL has a low Rug Risk Score of 15, a verified contract, and is backed by BlackRock, making it one of the safer options in the crypto space. However, its lack of on-chain liquidity and high top holder concentration are minor concerns worth noting.

Is BUIDL a scam or rug pull?

No, BUIDL is not a scam or rug pull. It is an institutional-grade token backed by BlackRock, with a verified contract and a long track record. The high top holder concentration is unusual but not indicative of a rug pull.

What is BUIDL's Rug Risk Score?

BUIDL's Rug Risk Score is 15, which falls into the LOW risk category. This score is based on its verified contract, long token age, major exchange listings, and institutional backing, despite some concerns like high top holder concentration and no on-chain liquidity.

Should I invest in BUIDL?

BUIDL appears to be a safe investment due to its institutional backing and verification, but its lack of on-chain liquidity and high top holder concentration may not suit all investors. This is data analysis only, not financial advice.

How does StableHub score BUIDL?

StableHub scores BUIDL based on five key signals: contract verification, token age, exchange listings, top holder concentration, and liquidity. BUIDL scores well in most areas but flags high top holder concentration and no on-chain liquidity.

Is BlackRock USD Institutional Digital Liquidity Fund (BUIDL) Safe? — StableHub Rug Risk Score

LOW RISK ETHEREUM BUIDL

15 /100

Rug Risk Score — lower = safer

Last updated: 16 Jul 2026 UTC · Data: CoinGecko, Etherscan

Quick Answer

This token has a Rug Risk Score of 15, placing it in the LOW risk category. The contract is verified, the token has been around for over two years (866 days), and it is listed on multiple major exchanges, which are all strong signs of legitimacy. However, the top holder controls 81.92% of the supply, which is unusually high and could pose some centralization risks. Additionally, the token has no liquidity on-chain, meaning it isn't actively traded in decentralized exchanges. For a beginner investor, this token appears safe due to its institutional backing and verification, but the concentrated supply and lack of liquidity are worth monitoring.

This is data analysis only — not financial advice.

Important Disclaimer

StableHub analyses publicly available blockchain data. This is not financial advice. A lower risk score does not mean safe to buy. Always do your own research before making any investment decision. Full disclaimer →

Risk Signal Breakdown

Signal	Value	Assessment	Threshold
Token Age	866 days	✓PASS	<90d = warn · <7d = fail
Liquidity	$0	✕FAIL	<$50k = fail · <$500k = warn
Holder Concentration	Top 3: 81.9%	✕FAIL	>50% = fail · >30% = warn
Contract Verified	Yes	✓PASS	Unverified contracts hide code
Exchange Listings	Multiple major exchanges	⚠WARN	DEX-only = warn; no listing = fail
Contract Address	0x7712c34205737192402172409a8f7ccef8aa2aec

Risk Flags

! High top holder concentration (81.92%)
! No on-chain liquidity

Frequently Asked Questions

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Related on StableHub

Last Updated

16 Jul 2026 UTC

Current Price

$1.00

Market Cap

$2.61B

Contract

										0x7712c34205737192402172409a8f7ccef8aa2aec
									

DISCLAIMER

This is data analysis only. Not financial advice. StableHub analyses publicly available blockchain data. A lower risk score does not mean safe to buy. Always do your own research before making any investment decision. Full disclaimer →

StableHub Rug Risk Score

BlackRock USD Institutional Digital Liquidity Fund BUIDL

15 /100

LOW RISK

Scored using Rug Risk Score v1.0 →

Risk Levels

LOW 0–30

MEDIUM 31–60

HIGH 61–85

CRITICAL 86–100