Is BlackRock USD Institutional Digital Liquidity Fund (BUIDL) Safe? — StableHub Rug Risk Score
This token has a very low Rug Risk Score of 15, indicating it is a LOW risk investment. It is backed by BlackRock, one of the world's largest asset managers, and operates as a tokenized cash fund (BUIDL) pegged 1:1 to the US dollar. The contract is verified, the token is 875 days old, and it is listed on multiple major exchanges, showing strong legitimacy. The high top holder percentage (82.43%) is expected for a tokenized fund where a single entity (BlackRock) holds most tokens for institutional purposes. This means beginner investors can consider it a safe option for stablecoin-like exposure to institutional-grade liquidity.
This is data analysis only — not financial advice.
StableHub analyses publicly available blockchain data. This is not financial advice. A lower risk score does not mean safe to buy. Always do your own research before making any investment decision. Full disclaimer →
Risk Signal Breakdown
| Signal | Value | Assessment | Threshold |
|---|---|---|---|
| Token Age | 875 days | ✓PASS | <90d = warn · <7d = fail |
| Liquidity | $0 | ✕FAIL | <$50k = fail · <$500k = warn |
| Holder Concentration | Top 3: 82.4% | ✕FAIL | >50% = fail · >30% = warn |
| Contract Verified | Yes | ✓PASS | Unverified contracts hide code |
| Exchange Listings | Multiple major exchanges | ⚠WARN | DEX-only = warn; no listing = fail |
| Contract Address | 0x7712c34205737192402172409a8f7ccef8aa2aec | ||
Risk Flags
Frequently Asked Questions
BUIDL has a very low Rug Risk Score of 15, making it one of the safest options in DeFi. It is backed by BlackRock and operates as a tokenized cash fund, ensuring 1:1 US dollar backing. The verified contract and major exchange listings add to its safety.
No, BUIDL is not a scam or rug pull. It is a legitimate tokenized fund managed by BlackRock, with a verified smart contract and strong institutional backing. The high top holder percentage is normal for this type of fund.
BUIDL's Rug Risk Score is 15, placing it in the LOW risk category. This score reflects its verified contract, long token age, major exchange listings, and institutional backing.
BUIDL is a low-risk option for stablecoin-like exposure to institutional-grade liquidity. However, always do your own research and consider your risk tolerance. This is data analysis only, not financial advice.
StableHub scores BUIDL based on five key signals: contract verification (low risk), token age (low risk), exchange listings (low risk), top holder concentration (low risk for institutional funds), and liquidity (low risk as it is a tokenized cash fund).
This is data analysis only. Not financial advice. StableHub analyses publicly available blockchain data. A lower risk score does not mean safe to buy. Always do your own research before making any investment decision. Full disclaimer →
Risk Levels
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