XLM has a Rug Risk Score of 75, which is HIGH due to an unverified contract. While it's a well-known token, the lack of verification means extra caution is advised. Always research further before investing.

Is XLM a scam or rug pull?

There are no confirmed scam indicators for XLM, but the unverified contract raises concerns about transparency. The token has a long history and strong market presence, reducing the likelihood of a rug pull.

What is XLM's Rug Risk Score?

XLM's Rug Risk Score is 75, categorized as HIGH. This is primarily due to the unverified contract on Ethereum and missing top holder data, which are key risk signals in our scoring model.

Should I invest in XLM?

XLM is a well-established token, but the unverified contract introduces risks. Beginners should proceed with caution and consider tokens with verified contracts for added security. This is data analysis only, not financial advice.

How does StableHub score XLM?

StableHub scores XLM based on five key signals: contract verification, token age, liquidity, exchange listings, and holder concentration. XLM scores poorly on contract verification and missing holder data, driving its HIGH risk score.

Is Stellar (XLM) Safe? — StableHub Rug Risk Score

HIGH RISK ETHEREUM XLM

75 /100

Rug Risk Score — lower = safer

Last updated: 26 Jul 2026 UTC · Data: CoinGecko, Etherscan

Quick Answer

Stellar (XLM) has a Rug Risk Score of 75, placing it in the HIGH risk category. While XLM is a well-established token with a strong market presence and long history, its unverified contract on Ethereum raises concerns about transparency. The token’s age of over 12 years and multiple major exchange listings suggest stability, but the lack of contract verification means investors cannot easily verify its legitimacy or security. Additionally, the absence of top holder percentage data further limits visibility into potential concentration risks. For a beginner investor, this means extra caution is needed, as unverified contracts can sometimes hide hidden risks or vulnerabilities.

This is data analysis only — not financial advice.

Important Disclaimer

StableHub analyses publicly available blockchain data. This is not financial advice. A lower risk score does not mean safe to buy. Always do your own research before making any investment decision. Full disclaimer →

Risk Signal Breakdown

Signal	Value	Assessment	Threshold
Token Age	4,378 days	✓PASS	<90d = warn · <7d = fail
Liquidity	$76,126,556	✓PASS	<$50k = fail · <$500k = warn
Holder Concentration	Data unavailable	–N/A	>50% = fail · >30% = warn
Contract Verified	No	✕FAIL	Unverified contracts hide code
Exchange Listings	Multiple major exchanges	⚠WARN	DEX-only = warn; no listing = fail

Risk Flags

! Unverified contract on Ethereum
! No top holder percentage data

Frequently Asked Questions

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Related on StableHub

StableHub Rug Risk Score

Stellar XLM

75 /100

HIGH RISK

Scored using Rug Risk Score v1.0 →

Risk Levels

LOW 0–30

MEDIUM 31–60

HIGH 61–85

CRITICAL 86–100