Is PYUSD safe to buy?

PYUSD has a LOW Rug Risk Score of 15, indicating it is relatively safe. The contract is verified, and it is backed by PayPal, a major regulated entity. However, the high top holder concentration (83.73%) could impact price stability.

Is PYUSD a scam or rug pull?

No, PYUSD is not a scam or rug pull. It has a verified contract, strong liquidity, and is issued by PayPal, making it a legitimate stablecoin.

What is PYUSD's Rug Risk Score?

PYUSD's Rug Risk Score is 15, placing it at a LOW risk level. The score reflects its verified contract, long token age, and strong exchange presence.

Should I invest in PYUSD?

PYUSD is a stablecoin pegged to the US dollar, so it is designed to maintain a 1:1 value. While the risk is low, the high top holder concentration could lead to volatility. This is data analysis only, not financial advice.

How does StableHub score PYUSD?

StableHub scores PYUSD based on five signals: contract verification, token age, exchange listings, liquidity, and holder concentration. PYUSD scores well in all areas except for the high top holder concentration.

Is PayPal USD (PYUSD) Safe? — StableHub Rug Risk Score

LOW RISK ETHEREUM PYUSD

15 /100

Rug Risk Score — lower = safer

Last updated: 26 Jul 2026 UTC · Data: CoinGecko, Etherscan

Quick Answer

This token has a Rug Risk Score of 15, placing it at a LOW risk level. The contract is verified, the token is over 3 years old, and it trades on multiple major exchanges with strong liquidity. The top holder controls 83.73% of supply, which is a concern but not extreme for a stablecoin backed by a regulated entity. The project is associated with PayPal, adding credibility. For a beginner investor, this means the token is relatively safe but the high concentration of supply could lead to price volatility if the top holder moves large amounts.

This is data analysis only — not financial advice.

Important Disclaimer

StableHub analyses publicly available blockchain data. This is not financial advice. A lower risk score does not mean safe to buy. Always do your own research before making any investment decision. Full disclaimer →

Risk Signal Breakdown

Signal	Value	Assessment	Threshold
Token Age	1,356 days	✓PASS	<90d = warn · <7d = fail
Liquidity	$13,528,686	✓PASS	<$50k = fail · <$500k = warn
Holder Concentration	Top 3: 83.7%	✕FAIL	>50% = fail · >30% = warn
Contract Verified	Yes	✓PASS	Unverified contracts hide code
Exchange Listings	Multiple major exchanges	⚠WARN	DEX-only = warn; no listing = fail
Contract Address	0x6c3ea9036406852006290770bedfcaba0e23a0e8

Risk Flags

! High top holder concentration (83.73%)

Frequently Asked Questions

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Related on StableHub

Last Updated

26 Jul 2026 UTC

Current Price

$0.999698

Market Cap

$2.69B

Contract

										0x6c3ea9036406852006290770bedfcaba0e23a0e8
									

DISCLAIMER

This is data analysis only. Not financial advice. StableHub analyses publicly available blockchain data. A lower risk score does not mean safe to buy. Always do your own research before making any investment decision. Full disclaimer →

StableHub Rug Risk Score

PayPal USD PYUSD

15 /100

LOW RISK

Scored using Rug Risk Score v1.0 →

Risk Levels

LOW 0–30

MEDIUM 31–60

HIGH 61–85

CRITICAL 86–100